ZePay Suraksha — InsurTech
Comprehensive Digital Risk Mitigation & InsurTech Suite — aggregating institutional insurance products into rapid, digitally native transaction flows for individuals and businesses.
Capabilities
Key Capabilities
Enterprise-grade features engineered for ZePay Suraksha.
Life Assurance
Term insurance, group life plans and savings-linked products from tier-1 underwriters.
Motor Underwriting
Real-time API-driven policy issuance for two-wheelers, cars and commercial fleets.
Health & Indemnity
Family floaters, critical illness and SME group medical covers with cashless networks.
IRDAI Compliance
Mandatory 15-day free-look period and regulatory-compliant policy issuance.
Instant Issuance
Digital policy delivery with automated premium calculation matrices.
Claims Support
End-to-end claims workflow with insurer integration and status tracking.
Built for Indian merchants & enterprises
- IRDAI-compliant insurance product distribution
- Real-time motor, health and life policy issuance APIs
- 15-day statutory free-look period on all Suraksha policies
- Integration with major cashless healthcare provider networks
- Agent and merchant commission management built-in
Insurance Agents
Issue motor, health and life policies in minutes.
Auto Dealerships
Instant motor insurance at point of vehicle sale.
SME Groups
Group medical covers for employee teams.
FinTech Apps
Embed insurance via ZePay API integration.
Mobile app
Download the ZePay retailer app
Manage wallet, AEPS, MATM, DMT, BBPS recharge, Suraksha and Safar on the go — built for merchants and distributors across India.
- Retailer wallet with add money & passbook
- AEPS, MATM, payouts and fund request
- Instant mobile / DTH recharge & BBPS
- PIN-secured checkout & live transaction status
Get started
Ready to start with ZePay?
Sign in to API portal or Neo Banking — or download the retailer app from Google Play.