Sovereign governance & compliance
Enterprise-grade security, data localization and role-based access — designed for India's financial regulatory framework.
Compliance
Security controls that matter
Designed around RBI, DPDP and operational accountability.
Data Localization
All transaction records archived exclusively on cloud infrastructure within India, per RBI mandates.
DPDP Act 2023
Full alignment with Digital Personal Data Protection Act — users retain rights to inspect, rectify and erase personal data.
Cryptographic Security
TLS 1.3 encryption in transit and AES-256 hardened archival storage for all financial payloads.
PMLA Compliance
Strict prohibitions on unlawful transactions with escalation to FIU-IND and law enforcement when required.
KYC Onboarding
Mandatory OVD validation including Aadhaar and PAN cross-matching before infrastructure activation.
Activity Logs
Real-time tracking of staff logins, actions and accountability across all platform modules.
Get started
Ready to start with ZePay?
Sign in to API portal or Neo Banking — or download the retailer app from Google Play.