How ZePay Works

From onboarding to settlement

ZePay Money maps to real financial operations — not abstract software categories.

1

Onboard

KYC validation via Aadhaar, PAN and OVD cross-matching per RBI mandates.

2

Transact

AEPS withdrawals, BBPS bill pay, payouts and ledger automation in real time.

3

Secure

TLS 1.3 in transit, AES-256 at rest, data localized within India.

4

Insure & Travel

Issue policies, book flights, hotels and manage property assets seamlessly.

5

Integrate

Expose BaaS APIs with OAuth 2.0 for developers and institutional partners.

Integrated Financial Rails

Everything connected in one FinTech flow.

👆

AEPS Network

Biometric micro-ATM cash withdrawals and balance inquiries.

📃

BBPS Aggregator

Cross-institutional utility and municipal invoice settlements.

💰

Merchant Payouts

Multi-channel real-time payouts and supply chain finance.

🏥

InsurTech APIs

Motor underwriting, health policies and IRDAI-compliant issuance.

✈️

Travel GDS

Airline, rail, bus and hotel inventory with instant booking.

🔗

API & Webhooks

RESTful BaaS endpoints with OAuth 2.0 and sandbox access.

Download the ZePay Money App

Manage AEPS, BBPS, insurance, travel and payouts on the go — built for merchants, agents and enterprise teams across India.

  • Biometric AEPS & micro-ATM transactions
  • BBPS bill payments & utility settlements
  • Real-time ledger & transaction reports
  • Secure OAuth login & role-based access
Balance₹48,250
Today+₹12,400
AEPS
BBPS
Payout
Reports

Ready to Transform Your Financial Operations?

Initialize your merchant framework or download the ZePay app — manage banking, insurance, travel and property from one platform.

ZePay Money | Evyaparpay Financial Technologies Pvt. Ltd.

ZePay Money is operated by Evyaparpay Financial Technologies Pvt. Ltd. — an RBI-aligned FinTech company offering AEPS, BBPS, neo-banking, InsurTech, travel, PropTech and enterprise APIs. Contact team@zepay.money or visit zepay.money for merchant onboarding and API access.

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