From onboarding to settlement
ZePay Money maps to real financial operations — not abstract software categories.
Workflow
How ZePay works
Five clear steps from KYC to API integration.
Onboard
KYC validation via Aadhaar, PAN and OVD cross-matching per RBI mandates.
Transact
AEPS withdrawals, BBPS bill pay, payouts and ledger automation in real time.
Secure
TLS 1.3 in transit, AES-256 at rest, data localized within India.
Insure & Travel
Issue policies, book flights, hotels and manage property assets seamlessly.
Integrate
Expose BaaS APIs with OAuth 2.0 for developers and institutional partners.
Rails
Integrated Financial Rails
Everything connected in one FinTech flow.
AEPS Network
Biometric micro-ATM cash withdrawals and balance inquiries.
BBPS Aggregator
Cross-institutional utility and municipal invoice settlements.
Merchant Payouts
Multi-channel real-time payouts and supply chain finance.
InsurTech APIs
Motor underwriting, health policies and IRDAI-compliant issuance.
Travel GDS
Airline, rail, bus and hotel inventory with instant booking.
API & Webhooks
RESTful BaaS endpoints with OAuth 2.0 and sandbox access.
Mobile access
Download ZePay Money Agent
Manage wallet, AEPS, MATM, DMT, BBPS recharge, Suraksha and Safar on the go — built for merchants and distributors across India.
- Retailer wallet with add money & passbook
- AEPS, MATM, payouts and fund request
- Instant mobile / DTH recharge & BBPS
- PIN-secured checkout & live transaction status
Get started
Ready to start with ZePay?
Sign in to the API portal or Neo Banking, or install ZePay Money Agent from Google Play.