ZePay Asaan — Neo-Banking
Institutional Neo-Banking & Business Automation Platform — the core digital banking facilitation engine for micro, small, and medium merchants across India.
Capabilities
Key Capabilities
Enterprise-grade features engineered for ZePay Asaan.
Micro-Loans & Capital
Automated pipelines for micro-loans, working capital advances and line-of-credit allocation.
AEPS Micro-ATM
Biometrically authenticated cash withdrawals, balance inquiries and deposits at merchant touchpoints.
BBPS Utility Grid
Native Bharat Bill Payment System integration for cross-institutional utility settlements.
Ledger Automation
Multi-channel payouts, SCF modules and near-zero reconciliation cycle ledgering.
AI CRM Suite
Conversational AI-backed CRM with VoIP call analyzers for merchant optimization.
Merchant Payouts
Real-time multi-channel merchant payouts and supply chain finance modules.
Built for Indian merchants & enterprises
- RBI-aligned merchant KYC onboarding with Aadhaar & PAN validation
- High-throughput AEPS settlement networks for rural last-mile access
- BBPS aggregator for utility, telecom and municipal bill collections
- Absolute ledger automation reducing reconciliation to near-zero
- Mobile app for agents and merchants with real-time reporting
Rural Merchants
AEPS micro-ATM and cash services for unbanked geographies.
BC Agents
High-volume transaction processing with commission tracking.
SME Businesses
Working capital, payouts and automated ledger management.
Distributors
Multi-outlet management with centralized reporting.
Mobile access
Download ZePay Money Agent
Manage wallet, AEPS, MATM, DMT, BBPS recharge, Suraksha and Safar on the go — built for merchants and distributors across India.
- Retailer wallet with add money & passbook
- AEPS, MATM, payouts and fund request
- Instant mobile / DTH recharge & BBPS
- PIN-secured checkout & live transaction status
Get started
Ready to start with ZePay?
Sign in to the API portal or Neo Banking, or install ZePay Money Agent from Google Play.