ZePay API — BaaS
Sovereign Developer Ecosystem & Banking-as-a-Service Infrastructure — institutional-grade financial rails through secure, documentable REST APIs for developers and enterprises.
Capabilities
Key Capabilities
Enterprise-grade features engineered for ZePay API.
RESTful APIs
Lightweight JSON endpoints with full documentation and sandbox integration.
AEPS & BBPS
Programmatic endpoints for AEPS settlement and BBPS aggregator modules.
Payout Routing
Corporate multi-party instant payout routing and micro-ledgering sync.
OAuth 2.0
Hardened security with IP whitelisting and multi-factor API token rotation.
Sandbox
Full sandbox environment for development and testing before production.
Webhooks
Real-time event notifications for transactions, KYC and settlement status.
Built for Indian merchants & enterprises
- Banking-as-a-Service for fintech startups and enterprises
- Fully documented REST APIs with sandbox access
- OAuth 2.0, IP whitelisting and cryptographic payload signatures
- AEPS, BBPS, payouts and insurance modules via single API grid
- Dedicated developer support and SLA-backed uptime
FinTech Startups
Launch neo-banking features without building from scratch.
Enterprises
Embed payments and banking into existing platforms.
SaaS Platforms
White-label financial services for your customers.
Developers
Build custom apps on sovereign Indian financial rails.
Mobile app
Download the ZePay retailer app
Manage wallet, AEPS, MATM, DMT, BBPS recharge, Suraksha and Safar on the go — built for merchants and distributors across India.
- Retailer wallet with add money & passbook
- AEPS, MATM, payouts and fund request
- Instant mobile / DTH recharge & BBPS
- PIN-secured checkout & live transaction status
Get started
Ready to start with ZePay?
Sign in to API portal or Neo Banking — or download the retailer app from Google Play.